Why commission exists
Banker’s conditional draw rules make it win more often than Player. Standard baccarat balances that advantage by collecting five percent of winning Banker wagers.
Commission-free games avoid chips, markers, or end-of-shoe collection, but they must change another settlement to preserve an advantage.
Banker six half-pay
A common version pays only 1:2 when Banker wins with a total of six. Every other winning Banker result pays even money. That concentrated reduction replaces the five-percent charge.
The exact edge depends on the drawing model and any additional rule. Do not compare the phrase commission-free with standard Banker without identifying the six rule.
Banker six push
Another family pushes rather than pays certain Banker-six wins. EZ Baccarat uses a different named exception involving a three-card Banker seven, commonly called Dragon 7.
Half-pay, push-six, and Dragon 7 are not interchangeable. Their side bets can also have distinct pay tables.
How to compare
Calculate the probability and payout of every mutually exclusive Banker result, including the special outcome. Commission collection timing does not change the expected value when the same percentage is ultimately paid.
Convenience may matter operationally, but the lowest published edge under the actual rules is the relevant mathematical comparison.
The label is not the specification
For Commission-Free Baccarat, banker commission, no-commission exceptions and the treatment of ties matter more than patterns drawn on a scoreboard.
Check commission, no-commission exceptions, tie payouts, drawing rules, and the exact wager before evaluating a baccarat claim.
Treat Commission-Free Baccarat as its own rules package. A familiar brand or layout is not enough to import a percentage from another version.
What to record for Baccarat
- Base-game change
- optional pay table
- progressive contribution
If the posted Commission-Free Baccarat version cannot be identified, keep the variants separate and decline to quote a blended edge.
Commission-Free Baccarat is reviewed against the Baccarat rules described above. A different pay table or procedure is a different model. Editorial review updated September 24, 2026.